Which of the following is a required action for a licensed real estate agent regarding trust accounts?

A licensed real estate agent is required to keep personal and trust funds separate to ensure compliance with legal and ethical standards. This practice helps maintain the integrity of the trust account, which is designed to hold clients' funds for specific purposes, such as earnest money deposits or funds related to transactions. Keeping these funds separate protects clients' assets and builds trust in the professional relationship.

Other actions, such as accessing trust funds for personal use or using them to pay off personal debts, would be unethical and likely illegal, as they compromise the fiduciary duty the agent has towards their clients. Disclosing trust account information to clients is not explicitly required in most cases, although transparency is encouraged. Thus, the requirement to separate personal and trust funds is crucial in upholding the principles of responsible real estate practice.